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Access your current checking or savings information

RATES
Effective Date: 04/14/2008

Deposits Insured Up To: $100,000 by FDIC
Not applicable to annuities

PERSONAL CHECKING ACCOUNTS
Best InterestRelationshipFreedom
MinimumRateAPYMinimumRateAPYMinimumRateAPY
$300.50%.50%$5000 Combined.50%.50%$0.000.00%0.00%
Interest compounded daily/credited monthly.
Monthly statements
See tellers for additional disclosures and service fees

CLUB CHECKING ACCOUNTS

Home OwnersSPrime TimeSS
MinimumRateAPYMinimumRateAPY
$01.25%1.25%$01.25%1.25%

Interest compounded daily/credited monthly.
Monthly statements
See tellers for additional disclosures and service fees
STo qualify for the Home Owner Account, you must have obtained your home mortgage with Liberty; limit to one Home Owner Account per serviced loan SSAvailable to persons 55 or better; limit to one Prime Time account per person 55 or better

BUSINESS CHECKING ACCOUNTS
Sole ProprietorNon-Profit Checking
MinimumRateAPYMinimumRateAPY
None.50%.50%None.50%.50%
Interest compounded daily/credited monthly.
Monthly statements
See tellers for additional disclosures and service fees

PERSONAL AND BUSINESS SAVINGS ACCOUNTS
Statement SavingsSavings Plus
MinimumRateAPYMinimumRateAPY
$100.00.35%.35%$1000.00.50%.50%
Interest compounded daily.
Statements are mailed quarterly.
See tellers for additional disclosures and service fees.
$5000.001.24%1.25%
$25,000.001.49%1.50%
Interest compounded daily.
Statements are mailed monthly.
See tellers for additional disclosures and service fees.

CERTIFICATES OF DEPOSIT
Minimum Balances$500$5000$15,000
TermRateAPYRateAPYRateAPY
3 MONTH (91 DAY)
2.92%
2.95%
2.92%
2.95%
2.92%
2.95%
6 MONTH (182 DAY)
2.97%
3.00%
2.97%
3.00%
2.97%
3.00%
12 MONTH (365 DAY)
3.05%
3.09%
3.05%
3.09%
3.05%
3.09%
18 MONTH (547 DAY)
3.05%
3.09%
3.05%
3.09%
3.05%
3.09%
24 MONTH (730 DAY)
3.05%
3.09%
3.05%
3.09%
3.05%
3.09%
30 MONTH (912 DAY)
3.05%
3.09%
3.05%
3.09%
3.05%
3.09%
36 MONTH
3.05%
3.09%
3.05%
3.09%
3.05%
3.09%
48 MONTH
3.05%
3.09%
3.05%
3.09%
3.05%
3.09%
60 MONTH3.05%3.09%3.05%3.09%3.05%3.09%
Interest compounded quarterly. Substantial penalty for early withdrawal.

CD RATE SPECIALS
TermMinimum BalanceRateAPY
11 MONTH$5003.05%3.09%
17 MONTH$5003.17%3.21%
23 MONTH$5003.17%3.21%
Interest compounded quarterly. Substantial penalty for early withdrawal.