Personal Savings Products

Statement Savings Savings Plus Young Adult Savings Minimum Balance $100 $1000 None Minimum $25 to open Service Fee $5 per quarter if daily balance is less than $100 any day of the statement period $7/month if daily balance is less than $1,000 any day of the statement period None Statements Quarterly Monthly Annually Transaction Limitations* Unlimited Limited to 3 free transactions per month; $5 per transaction after 3 Unlimited

Certificates of Deposit

Regular Statement Savings
With a low minimum balance requirement, you can begin earning interest¹ on your savings. A great place to start for new savers!

Savings Plus
The more you save, the more you earn with the Savings Plus account. With a tiered interest rate¹ you can maximize your earnings quickly and effectively! Current Rates

Young Adult Savings
A special savings account for young adults under 18 years old. Enjoy no minimum balance with no monthly fees while earning interest¹. A great place to start for your first account with Liberty.Current Rates

Certificates of Deposit (CDs)
Certificate of Deposit are an excellent way to invest for the future. With a low minimum balance requirement of $500, all of our CDs pay a competitive interest rate¹ and are generally FDIC insured up to $100,000.Current Rates

Individual Retirement Accounts (IRAs)
Choose from an IRA Savings Account or a CD. Liberty Savings Bank offers you several choices of IRAs including ROTH, Traditional, Simple and Spousal. We do not have any hidden fees attached to your IRA –completely free! Consult your tax advisor to determine which plan you would benefit from and see us today!Current Rates

Savings Account Overdraft Protection
Utilize your savings account as overdraft protection on your Liberty checking account. For a nominal fee of $1.00 per transaction, we will cover your overdraft balance from your savings account automatically!Current Rates

*You may make up to (6) transfers from your account each four (4) weeks or similar period, if by pre-authorized or automatic transfer, telephone (including data transaction) agreement, order or instruction. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

1) Interest is subject to change at institution's discretion.